Big Lots Credit Card Number – Application Guide – Bill Payment – Review

Big Lots Credit Card Number – Application Guide – Bill Payment – Review

The big lots credit card is provided by the Comenity, and offered to those with an excellent credit scores.

Here, it does not require a cash back discounts yet require no annual fee, the card offers its customers an exceptional financing on some purchases which the purchase can be done at Big Lots stores.

Here, the credit comes with no annual fees so the Big Lots Store card considered showing low value. The credit card comes with a high-interest rate is 29.99% the card is very beneficial for those who are thinking about making expensive purchases from the store.

How to Apply for Big Lots credit card

The application of this card can be done at the comfort of your home use the guide here.

• Visit  the card’s website 
• Supply your personal information like name, social security number; date of birth and most necessary your yearly income and type in your contact address, phone number, and email address.
• At this point, you can add an authorized buyer which is optional.  So do as the occasion serve you.
  And click on ‘Continue’
  Ensure you read it carefully so you can correct any mistake. After that, you just have to submit your card application.
  However, if your credit score is not up to 650, you can consider other cards.

The Big Lots Credit Card Attribute

• The Big Lots card requires no annual fee.
• Customers are given special financing offers on certain purchases.
• It aids by reporting your card activities to the credit card bureaus.
• The Big Lots card offers no cash sign up bonus, reward limit and maximum reward rate on purchases.
• Users are to pay a returned payment fee of $38.
• It has an unsteady purchase APR of 29.99%.
• There are no discounts, cash advances or rewards.
• Users are not given any introductory rate on fresh purchases.
• Customers are expected to have a credit score of 650.
• And the late payment fee for this card is $38.
• The credit plan, minimum interest is $2.

Although, the card offers no cashback on purchases, but once in a while users are being given exclusive offers on certain purchases.

You might want to sign up for the Big Lots Big Rewards program. Its reward program helps you get $5 on three purchases and $10 on purchases involving furniture, The card can’t be used in the online purchase of at the Big Lots.

Without this card you can also make purchases when you are not with your card. But there associate who assists people in that in situation. Here, you can combine rewards and discount not excluding other reward

How to Login Big Lots Online Account

• To login to your account, visit Comenity bank website URL
• There displayed is the bank’s login online menu located on the page. To complete the process
• All you need to do is, enter your username in the first field
• Then enter the password for the credit card account in the field provided.
• Finally, click the “Log in” button and access your credit card account.

Big Lots Credit Card Number – Big Lots Credit Card Bill Payment

Making payment by phone, just call 1-888-566-4353. After that, follow the operator’s instructions.
To pay using online method “Log in” to access your online credit card account and pay the card.

What Type of Credit Score is needed?

The Big Lot credit card demands a fair credit score and this is one of the requirements for this card. If not for any other reason, at least the credit requirement for this card is fair enough, therefore, you can try this card. So, you are to have a credit score of at least 650.

What Company Issues this Card?

The card is issued by Comenity Capital Bank. This I must say is the determinant factor when it comes to qualifying for promotion eligibility and credit.

Be mindful of the fact that, the minimum payment due can never be below $30. And the minimum interest fee for each credit plan on this card is $2. Depending on the prime rate, it has an unsteady purchase APR of 29.99%

Is the Credit Card Bureaus Given Access to my Card Activities?

Yes, as such, your card activities are being sent to the credit bureaus Experian and Equifax, I advise you use your card intelligently. As this shows you are honest financially and with that  your credit score can be improved.

Thanks Reading…